Terms & Conditions

2.1. Acceptance of Terms

By accessing or using this Website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use this Website.

2.2. Eligibility

This Website is intended for use by individuals who are at least 18 years old or the age of majority in their jurisdiction. By using this Website, you represent and warrant that you meet this eligibility requirement.

2.3. Payment Methods

We accept various payment methods, including credit cards, debit cards, and PayPal. All payments must be made in the currency specified at the time of purchase. You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Website.

2.4. Changes to Offerings

We reserve the right to modify, suspend, or discontinue any aspect of the Website or the services and products offered through it at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Website or its offerings.

2.5. Warranties

The services and products provided through this Website are offered "as is" and "as available" without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

2.6. Intellectual Property

All content, including but not limited to text, graphics, logos, images, and software, on this Website is the property of Fortuna Consultancy & Trading Pte Ltd or its content suppliers and is protected by intellectual property laws. Unauthorized use of any content on this Website may violate copyright, trademark, and other laws.

2.7. Account Suspension or Termination

We reserve the right to suspend or terminate your account at our sole discretion, without notice, if you violate these Terms and Conditions or if we believe that your actions may cause legal liability for us or other users of the Website.

2.8. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the Website; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the Website; (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Website by any third party; (v) any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the Website; and/or (vi) the defamatory, offensive, or illegal conduct of any third party. In no event shall our aggregate liability exceed the amount you paid to us, if any, in the past twelve months for the services or products giving rise to the claim.

2.9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located within Singapore for the resolution of any disputes arising out of or relating to these Terms and Conditions or your use of the Website.